Nevada is known for having a dry climate, but some places can get flash floods when there are bad storms or sudden rain. Cars are more likely to get damaged by water during heavy rain in cities and valleys, which are especially at risk. Knowing the flood risks in your area, especially during times of year when storms are more likely to happen, is the first step to keeping your car safe from floods in Nevada.
How to Protect Your Car During Storms
Taking steps ahead of time can make it much less likely that your car will be damaged by flooding. Always park on higher ground, especially if you know storms are coming. Don’t park close to rivers, washes, or drainage channels. When you can, park in a garage or covered area that will protect your car from rising water. These ways to protect your car will help keep it safe from storms that come out of nowhere in Nevada.
What is flood insurance and comprehensive coverage?
Flood damage is not covered by most standard car insurance policies. You might want to add comprehensive coverage or flood insurance to your policy if you want to be completely safe from water damage. This extra insurance will help you pay for repairs if your car gets damaged in a flood. Always read your insurance policy and talk to your provider about the best ways to protect your car from flooding in Nevada.
What to Do if Water Ruins Your Car
Don’t start the engine of your car if it gets stuck in a flood. Wait for a professional to look at it. Water getting into the engine or electrical systems can cause a lot of damage and cost a lot of money to fix. Make a note of how much water damage there is and call your insurance company right away. Following these steps will help you get the most out of your flood insurance and safely fix your car.
Questions that are often asked
Will my regular car insurance cover damage from a flood?
Most standard policies don’t cover this; you need comprehensive or flood insurance to do so.
How can I keep my car safe during storms in Nevada?
When you park, try to find a spot that isn’t likely to flood. If you can, park in a garage or on a roof.
What should I do if my car gets water in it?
Don’t start the car. Take pictures of the damage and call your insurance company right away.
Do you need flood insurance in Nevada?
If you live in a place where storms or floods happen suddenly, you should get flood insurance.
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